Jason Weaver P.A.
3531 Griffin Rd.
Ft. Lauderdale, FL 33312
(954) 987-0515 / (954) 964-3764 (fax)
jason@jasonweaverpa.com
3531 Griffin Rd.
Ft. Lauderdale, FL 33312
(954) 987-0515 / (954) 964-3764 (fax)
jason@jasonweaverpa.com
Home / About Us / Foreclosure Defense / Bankruptcy / Abusive Collections
Jason Weaver PA 3531 Griffin Road Ft. Lauderdale, FL 33312
(954) 987-0515 / (954) 964-3764 (fax)
jason@jasonweaverpa.com
Jason Weaver PA 3531 Griffin Road Ft. Lauderdale, FL 33312
(954) 987-0515 / (954) 964-3764 (fax)
jason@jasonweaverpa.com
You don't have to put up with abusive collections pratices. Fight Back. Protect Yourself.
HERE are some
COMMON EXAMPLES
of how creditors, collection agencies, and collection law firms
BREAK THE LAW...
Creditors who tell you you have no defense to the debt, or tell you that your property is going to be taken, or your bank accounts garnished.
Creditors who try to collect the debt after you've sent them a written letter disputing the debt or asking for verification of it.
Creditors who call you at times of the day you've already told them are inconvenient for you--for example, you say "I really can't take personal calls at work," and they still call you.
Creditors who don't follow your instructions as to when to call--for example, you say "please only call me after 5pm" and they ignore that.
Creditors who pretend that lawyers have reviewed your file, or who threaten to sue you when they really don't ever intend to sue.
Creditors who don't identify that they're creditors, or identify who owns the debt.
Creditors who suggest that other people will find out about the debt. Examples are "your ex wife wouldn't like to hear about this," or "what would your children think," or "it's probably not good in your job for you to have debt/not pay debt."
Creditors who try to collect debt which can't legally be collected because it's too old--usually 3-5 years after your last payment--or which have already been discharged in bankruptcy.
Creditors who try to collect the debt after you've sent them a written letter disputing the debt or asking for verification of it.
Creditors who call you at times of the day you've already told them are inconvenient for you--for example, you say "I really can't take personal calls at work," and they still call you.
Creditors who don't follow your instructions as to when to call--for example, you say "please only call me after 5pm" and they ignore that.
Creditors who pretend that lawyers have reviewed your file, or who threaten to sue you when they really don't ever intend to sue.
Creditors who don't identify that they're creditors, or identify who owns the debt.
Creditors who suggest that other people will find out about the debt. Examples are "your ex wife wouldn't like to hear about this," or "what would your children think," or "it's probably not good in your job for you to have debt/not pay debt."
Creditors who try to collect debt which can't legally be collected because it's too old--usually 3-5 years after your last payment--or which have already been discharged in bankruptcy.
DO
DONT EVER EVER
Tell the creditor when they can and can't call, and when calling is inconvenient for you.
DO
Get as much information as you can when you speak. Get the collectors name, the agency, who owns the debt, when your last payment was made, and how much you owe.
DO
Provide the collector with your current address and phone--even of you don't want to be contacted. This prevents the collector from calling others to get your contact information. If they do so when they know your contact information, they're breaking the law.
DO
Keep a call log. Keep all bills and letters sent to you. Save all phone messages.
Unless you've agreed on a settlement, don't ever just send a random payment--even if they say "send something for good faith," or "if you send something we'll leave you alone."
Don't ever say you intend to pay. Or that you know you owe the money. Or you'll pay as soon as you can. It is OK to say "I'd like to work out a settlement." But NEVER admit you owe the debt or intend to pay it in full.
Don't ever say you intend to pay. Or that you know you owe the money. Or you'll pay as soon as you can. It is OK to say "I'd like to work out a settlement." But NEVER admit you owe the debt or intend to pay it in full.
Doing either of these may probvide the creditor many more years to legally collect the debt.
Unless we win your case, you pay no attorneys fees.
(costs are additional)
(costs are additional)
